ABOUT ME

With an impressive 46 years in the Short Term Insurance industry, I’ve cultivated a deep and extensive understanding of the business landscape. Early on, I took the hands-on approach of personally visiting and assessing each risk before turning it into a policy.

This immersive experience not only widened my perspective on the industry but also granted me a distinct edge over newer players in the field. What truly captivated me was the diversity of risk types I encountered four days a week. This constant exposure ignited a fervent passion for the industry, making every day feel fresh and each risk a chance to expand my horizons.

The journey was nothing short of an enriching learning experience, one that fueled my dedication. Today, I’m committed to sharing this knowledge and identifying potential pitfalls in the industry. Through meticulously conducted, industry-regulated audits on Broker Businesses, I offer not just insights but also a guiding hand. This approach serves both the brokers and the stakeholders – the Insurers, the clients, even the reinsurers – to create a harmonious and informed insurance landscape.

CONSULTING PORTFOLIO

Underwriting Reviews

Underwriting Reviews are an integral part of the range of services that I offer as an independent contractor. My services are available to various stakeholders, including Insurers, Underwriting Managers, and Brokers. I provide risk management services on portfolios of business and conduct Risk Surveys at Commercial or Corporate Risks to ensure that their Underwriting is effective. In addition, I also ensure that Reinsurance is in place if needed, thereby providing a comprehensive service to all my clients.

Broker Assessment Reviews

I conduct independent Assessments (Audits) on behalf of Insurers and Underwriting Managers regularly, per Directive 159 and the Short-Term Insurance Act, no 53 of 1998. These assessments are specifically focused on Outsource Agreements and Binder Agreements, as applicable. As a seasoned professional in the industry, I have a deep understanding of how to effectively conduct this function, ensuring that all parties are kept on track and in compliance with regulatory requirements.

Risk & Insurance Consultant

As a Risk & Insurance Consultant, I am well-equipped to assist Insurers, Underwriting Management Companies, and Brokers during times when the loss ratio on a Portfolio of business is under pressure. Drawing on my vast experience in Portfolio Management, I am able to conduct a thorough assessment and identify areas for improvement that will benefit all stakeholders. By implementing effective strategies and solutions, I can help to remedy a Portfolio of Business and improve its performance.

Mentorship, Training & Business Coaching

Providing Mentorship, Training, and Business Coaching is a key aspect of my services as a seasoned professional in the Short Term Insurance Industry. I find great fulfillment in teaching and mentoring young insurance employees, as well as playing a mentorship role in the careers of Insurance Executives. With 43 years of experience in the industry, imparting knowledge and sharing my expertise is a privilege that I take very seriously. I am committed to providing valuable guidance and support to those who are looking to grow and succeed in this dynamic and exciting field.

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MY SERVICES

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MY BACKGROUND

As a son of the Orange Free State, growing up in Kimberley, and transferred to Bloemfontein, my career in Insurance started in 1979.

Joining Protea Insurance Company, in 1982, working through the ranks, in 1989, after my transfer to open a Branch, in the Free State Town of Welkom, in 1985 top management in Protea, identified me and escalated my career, by going through extensive Psychometric testing, advanced training courses ending in me obtaining my Fellowship, and a MDP Management Diploma through the Unisa School of Business Leadership.

What sparked, and motivated me, was the trust put in my ability at the young age of 32 in 1989, by the General Management and the Board of Protea, by providing me with a full, Letter of Authority, authorising and empowering me to accept, underwrite Policies and/or Reinsurance on the Companies Behalf.

I was mandate to institute legal proceedings in any Court of Competent Jurisdiction in South Africa, including to in name appear in any Court of Law to defend a case on hand on behalf of the Company.

Authorised to execute and deliver Bonds of Security by various Masters of the Supreme Court.

The unconditional trust in my ability placed in me by Protea Assurance Company Ltd, gave me the guts and zest to tackle any challenge – I can really say Protea gave me “Wings”.